Pricing & Plans

Spyrochat is free to use. The paid plans below are optional, and the current price and any applicable fees are always shown before you pay, inside the app.

Last updated: September 18, 2026

Free to use

Creating an account, messaging, posts and the wallet are free. You also get 2GB of storage at no cost. The plans below are optional upgrades.

Verification tiers

Verification tiers unlock higher-trust money features. They are billed monthly.

Tier 1 · Standard
Default account. Messaging, posts and basic wallet.
Free
Tier 2 · Identity Verification
Government-ID verification. Required to send money and withdraw.
₦6,300 / $5/mo
Tier 3 · Premium
Higher limits plus a free 5GB storage bonus.
₦13,700 / $11/mo

Storage plans

Need more space than the free 2GB? Optional storage plans are billed monthly.

Basic
7 GB
₦500 / $1/mo
Standard
20 GB
₦1,050 / $2/mo
Premium
50 GB
₦3,300 / $4/mo
Elite
100 GB
₦5,000 / $7/mo

Applicable fees

To securely link a card for automatic funding and withdrawals, a small card-verification charge applies. It is not a service fee: the amount is credited straight to your in-app wallet balance and stays available to you.

A transfer fee may apply when sending money. The exact fee is always shown before you confirm any payment or transfer.

Prices are shown per month in NGN and USD. Current prices and any applicable fees are displayed before purchase within the Spyrochat application.